Many people are underinsured today. If you feel that you may be underinsured, let’s take a look at everything and talk about what you wish you could be covered for. It may surprise you how affordable additional coverage may be.
Is it the cost of life insurance that you worry about? Or is it what you think life insurance would cost you?
It’s pretty easy to take a look and get you a quote. I’m the kind of person that shows you what is possible and then helps you make it happen. If something isn’t right for you, that’s okay. But peace of mind for your family may not cost nearly as much as you think.
And if you’d like a down-to-earth conversation about life insurance, don’t be afraid to ask. You may have questions and there may be many things you didn’t know about how it can benefit you and your family.
70 percent of U.S. households with children under 18 would have trouble meeting everyday living expenses within a few months if a primary wage earner were to die today.
Source: LIMRA Household Trends in U.S. Life Insurance Ownership, 2010
40 percent of Americans who have life insurance coverage don't think they have enough.
Source: Genworth LifeJacket Study 2011
44 percent of U.S. households had individual life insurance as of 2010 - a 50-year low. In 1960, 72 percent of Americans owned individual life insurance. In 1992, 55 percent owned it.
Source: LIMRA's Trends in Life Insurance Ownership study
85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it.
Source: LIMRA's Life Insurance Barometer Study 2013
$15.3 trillion, estimated unmet life insurance need in the United States.
Source: LIMRA's 2012 report "Closing the Insurance Gap: One Household at a Time"